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Overdraft Changes On Your ATM Card
In a move to show the Federal Reserve is now here to protect consumers, the Federal Reserve banned ATM and debit card overdraft fees unless customers have opted to pay to ensure balance busting...
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Should I Make A 13 Year Old Get A Job?
My oldest daughter is just about to turn 13, and I can’t believe she is a teenager already. As I always have money and personal finances on my mind, I kept thinking SHOULD I MAKE MY 13 YEAR OLD GET...
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Do You Spend Too Much?
One of the trends I have noticed among family households is the notion of unconscious spending. This can happen for both what we would consider fixed expenses (gas, electric, phone, cable), and also...
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5 Reasons You Aren’t Rich . . . Yet
Everybody at some point of their life has that dream of having enough money to do whatever they want whenever they want irrespective of cost. Well, even if you do think about cost, that idea of...
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Personal Finance 101: Generation X Series – Three Simple Steps To Managing...
Generation X is classically defined at people born between the years 1965 and 1979. Pretty much those of you in your early 30’s to the mid 40’s. However, having given personal financial advice to...
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The Words We Don’t Want To Hear: “You May Need To Save More”
I really think over the next five years the whole notion of retirement planning is going to change. The X and Y generation don’t think about retirement the way their parents or grandparents did....
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I Need A Pension Plan
We know that for years that planning for retirement was a three legged stool. Pension plans, social security, and then whatever personal savings and investment plans you could muster up over the...
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